Payment processing for vehicle sales, service departments, parts counters, deposits, and higher-ticket transactions
SecureTrust helps auto dealers, repair shops, service departments, parts counters, and other automotive businesses review payment workflows for deposits, repair invoices, parts sales, phone payments, customer balances, and in-person checkout.
Higher-ticket businesses should evaluate the actual dollar cost of processing, not just a percentage headline. SecureTrust combines published 2.00% + 3¢ standard processing with Clover POS, virtual terminals, gateways, and available Dual Pricing.
Serving businesses across Florida, with sales representatives in New York and additional expanding markets.
Per transaction for approved SecureTrust merchant accounts.
Clover hardware, software, gateway, leasing/financing, and other optional or account-specific charges may apply depending on the selected configuration. Card-brand assessments are not added separately on top of SecureTrust standard 2.00% + 3¢ processing.
Vehicle sales and deposits
Review customer deposits, approved card payments, remote payment needs, receipt records, and user controls for the sales department.
Service and repair payments
Support repair orders, service invoices, customer pickup payments, phone payments, deposits, and final balances.
Parts counter and cashier
Configure fast checkout, staff permissions, receipts, returns, keyed payments, and reporting for parts and cashier operations.
Higher-ticket transactions make small rate differences more important
When the average ticket is hundreds or thousands of dollars, percentage-based differences create larger dollar differences on each transaction. That makes the real effective rate especially important for auto businesses.
For high-ticket businesses, the statement matters more than the sales pitch
SecureTrust can calculate what the business is actually paying after transaction charges, gateway fees, keyed activity, monthly costs, and equipment.
Then we can compare that against our published 2.00% + 3¢ standard processing structure.
Clover POS, virtual terminal, and gateway options for auto businesses
Clover POS
Service counters, cashier stations, parts counters, front desks, receipts, customer-facing checkout, and mobile payment needs.
Clover POS →Virtual Terminal
Phone payments, keyed transactions, deposits, back-office payments, accounting teams, and remote customer payments.
Virtual Terminal →Payment Gateway
Invoice payments, payment links, hosted payment pages, website payments, and other online or remote workflows.
Payment Gateway →Mobile Payments
Payments away from the main counter for service drives, mobile operations, delivery, events, and other off-counter activity.
The merchant keeps the remaining card-price value after normal processing
SecureTrust does not keep the added card-price difference as an extra markup. The full card transaction is processed at the approved rate, and the remaining amount stays with the merchant.
For higher-ticket transactions, the economics can be especially meaningful, depending on the approved setup and customer payment behavior.
Example shown for illustration. Actual Dual Pricing structure, customer-facing price difference, and account-specific costs depend on the approved merchant setup.
Auto business workflows SecureTrust can help review
SecureTrust does not sell Interchange Plus to auto merchants
Interchange Plus can look inexpensive because the advertised processor markup is small, but the merchant still pays the underlying interchange, card-brand costs, transaction charges, and account-level fees.
SecureTrust currently focuses on its published 2.00% + 3¢ standard processing structure and available Dual Pricing program instead. We can still review an existing Interchange Plus statement and compare the real effective cost.
Your agent stays involved across sales, service, and parts
SecureTrust agents remain involved with the merchant relationship, giving auto businesses a continuing point of contact for Clover setup, statement reviews, virtual terminals, gateways, payment programs, processing questions, and support.
Internal controls matter when payments are large
Dealerships and service businesses often have several departments and employees handling payments. The system should make it clear who can process, key, refund, and review transactions.
User permissions
Control who can accept payments, key cards, issue refunds, access reports, and manage transaction records.
Receipt and deposit records
Keep customer payment records, service invoices, deposits, and receipts aligned with the business workflow.
Department reporting
Review transactions by department, employee, device, payment method, location, and funding activity where supported.
Auto dealer and service payment questions
What is SecureTrust standard pricing for auto dealers and service businesses?
SecureTrust standard processing is 2.00% + 3¢ per transaction for approved SecureTrust merchant accounts, plus a $25 monthly platform fee.
Can auto dealers and repair shops use Dual Pricing?
Yes, depending on the approved merchant setup. SecureTrust can configure Dual Pricing for eligible auto businesses and does not keep the added card-price difference as an extra markup.
Why do higher-ticket auto payments need careful statement review?
When average tickets are higher, percentage-based processing costs, keyed activity, gateway fees, card mix, and monthly fees can create larger dollar differences. Reviewing the real effective cost is especially important.
Can auto businesses take deposits, phone payments, and invoice payments?
Yes. Depending on the setup, Clover POS, virtual terminals, payment gateways, invoice tools, and payment links can support deposits, phone payments, remote payments, and in-person checkout.
Does SecureTrust offer Interchange Plus for auto merchants?
No. SecureTrust currently focuses on its published 2.00% + 3¢ standard processing structure and other available merchant programs rather than Interchange Plus.
Can SecureTrust review my current auto merchant statement?
Yes. SecureTrust can review monthly volume, transaction count, average ticket, effective rate, card-present and keyed activity, gateway costs, deposits, equipment, and payment workflow before recommending a setup.
Do SecureTrust auto merchants get a dedicated agent?
Yes. SecureTrust merchant accounts receive ongoing support from a dedicated agent who can help with Clover setup, statement reviews, payment programs, virtual terminals, gateways, processing questions, and support after activation.
Want to see what your dealership or service department is really paying?
Send SecureTrust your current statement. We can review the real effective cost, payment channels, average ticket, deposits, gateway activity, equipment, and workflow against our published processing structure.