Connect online payments, hosted checkout, invoices, and payment links to the right merchant account
SecureTrust helps businesses connect merchant services with payment gateways, online payments, hosted checkout, payment links, invoice payments, virtual terminals, and other remote-payment workflows.
Gateway setup should be reviewed together with the processing account because gateway fees, keyed activity, software charges, transaction volume, and online payment workflow all affect the merchant’s real cost.
Serving businesses across Florida, with sales representatives in New York and additional expanding markets.
Per transaction for approved SecureTrust merchant accounts.
Gateway, software, equipment, and other optional or account-specific charges may apply depending on the selected setup. Card-brand assessments are not added separately on top of SecureTrust standard 2.00% + 3¢ processing.
Online checkout
Support website payments, hosted payment pages, ecommerce-style checkout, and other remote customer payment flows.
Invoices and payment links
Collect balances through invoice links, hosted pages, payment links, and customer-facing remote payment workflows.
Virtual terminal connection
Combine gateway tools with keyed, phone, deposit, back-office, and other authorized remote-payment activity.
Gateway pricing should be reviewed separately from the headline processing rate
A merchant can have an attractive advertised processing rate and still pay more than expected because gateway costs, virtual terminal fees, online transaction charges, software fees, monthly account fees, and keyed activity are added around it.
The gateway should make the payment workflow easier—not hide extra cost
SecureTrust can review the current merchant statement and gateway setup together so the business understands the core processing cost, gateway fees, virtual terminal usage, online activity, and monthly account charges.
Then we compare that total cost against our published 2.00% + 3¢ standard processing structure.
Common payment gateway workflows
The best gateway setup depends on how the customer reaches the payment experience and how the business needs to track and reconcile the transaction afterward.
Website checkout
Payment forms, hosted checkout, confirmation pages, receipt delivery, transaction status, and reporting.
Invoice payments
Invoice links, customer payment experience, receipt delivery, payment status, and reconciliation workflow.
Payment links
Links sent by staff, email, text, or customer communication workflows with clear transaction tracking.
Phone and keyed payments
Virtual terminal access, customer records, staff permissions, keyed activity, and receipts.
Deposits and balances
Collect deposits, partial payments, final balances, and remote service payments with clear reporting.
Ecommerce-style payments
Cart or checkout flow, payment status, receipts, gateway reporting, and merchant account connection.
Payment gateway vs virtual terminal vs Clover POS
| Tool | Best fit | What to review |
|---|---|---|
| Payment gateway | Online checkout, hosted pages, invoices, payment links, and website payments | Gateway fees, integrations, customer checkout flow, payment status, receipts, and reporting |
| Virtual terminal | Phone, keyed, deposit, invoice, and back-office payments | User permissions, keyed activity, customer records, receipt delivery, gateway costs, and transaction controls |
| Clover POS | In-person checkout, counter payments, mobile checkout, receipts, tips, and customer-facing payments | Device fit, staff workflow, checkout experience, reporting, and payment-program setup |
Related pages: virtual terminal, Clover POS, and merchant services.
Security, user controls, and reporting belong in the gateway setup
The payment gateway should support controlled access and repeatable internal procedures, not just move money from the checkout page to the processor.
Your agent stays involved after the gateway is connected
SecureTrust agents remain involved with the merchant relationship, giving businesses a continuing point of contact for gateway questions, payment links, statement reviews, processing concerns, and support.
Third-party software and integration planning
Some businesses already use software for websites, invoices, reservations, customer records, service tickets, or ecommerce-style checkout. The gateway should fit the existing business workflow rather than forcing unnecessary changes.
Payment gateway questions
What is a payment gateway?
A payment gateway connects online or remote payment activity to the merchant account and processor. It can support website checkout, hosted payment pages, invoice payments, payment links, and virtual terminal workflows.
What is SecureTrust standard processing pricing for gateway transactions?
SecureTrust standard processing is 2.00% + 3¢ per transaction for approved SecureTrust merchant accounts, plus a $25 monthly platform fee. Gateway, software, equipment, and other optional or account-specific charges may apply. Card-brand assessments are not added separately on top of SecureTrust standard 2.00% + 3¢ processing.
Why should I review gateway fees separately?
Gateway costs can be separate from core processing pricing and may include monthly gateway fees, transaction fees, virtual terminal costs, online payment activity, software charges, and other account-level fees.
Do I need a payment gateway if I already have Clover POS?
Not always. Clover POS can handle many in-person payment workflows, while a gateway may be useful for online checkout, hosted pages, invoice payments, payment links, and other remote payment needs.
Can a payment gateway work with a virtual terminal?
Yes. Depending on the setup, a gateway can support virtual terminal activity, keyed payments, phone payments, invoices, payment links, and online payment workflows.
Can SecureTrust review my current gateway fees?
Yes. SecureTrust can review gateway fees, online payment volume, virtual terminal activity, keyed transactions, monthly account fees, transaction count, average ticket, and payment workflow before recommending a setup.
Do SecureTrust merchants get a dedicated agent?
Yes. SecureTrust merchant accounts receive ongoing support from a dedicated agent who can help with gateway setup, statement reviews, payment links, virtual terminal workflows, processing questions, and support after activation.
Want to compare your current gateway and processing costs?
Send SecureTrust your current statement. We can review gateway fees, online payment activity, keyed transactions, monthly charges, average ticket, and payment workflow against our published processing structure.