Different businesses need different payment workflows — but the pricing should still be easy to understand
SecureTrust helps restaurants, retail stores, auto dealers, service businesses, professional offices, and high-volume merchants choose payment tools around the way customers actually pay, with Clover installation, staff training, statement review, and ongoing support available where appropriate.
Our current standard processing structure is 2.00% + 3¢ per transaction for approved SecureTrust merchant accounts, plus a $25 monthly platform fee, with optional Dual Pricing and industry-specific Clover, virtual terminal, and gateway workflows.
One published core rate, then build the workflow around the business
2.00% + 3¢ standard processing for approved accounts.
$25/month platform fee.
$9.99/month cash discount / surcharge program when selected.
On-site or remote Clover installation and staff training when appropriate.
Dedicated agent support after activation.
Auto dealers and auto service businesses
Sales desks, service departments, parts counters, deposits, phone payments, and higher-ticket transactions create a different payment profile than a typical retail counter.
At larger tickets, small rate differences become larger dollar differences
SecureTrust can review the real effective cost after transaction charges, keyed activity, gateway fees, equipment, and monthly account costs before comparing it against our published flat-rate structure.
Restaurants and retail stores
Restaurants need menus, modifiers, tips, kitchen workflows, online ordering, and tableside checkout. Retail stores need fast counter checkout, receipts, inventory, staff permissions, and customer-facing payment flow.
Restaurants
Clover Station Duo, Mini, Flex, KDS, online ordering, tips, modifiers, tableside payments, customer-facing checkout, on-site or remote installation, staff training, ongoing support, and Dual Pricing automation.
Restaurant POS systems →Retail Stores
Counter checkout, inventory, item setup, receipts, staff roles, customer-facing screens, returns workflow, installation support, staff training, and Dual Pricing automation.
Retail payment processing →The added card-price difference is not kept by SecureTrust as extra profit
When the approved Dual Pricing program is used, SecureTrust processes the full card transaction at the approved rate and the remaining card-price value stays with the merchant.
Clover can automate the customer-facing payment math so staff do not need to calculate it manually.
Why this matters by industry
Restaurants, retail stores, auto businesses, and service companies can have very different average tickets, checkout flows, and customer expectations. The Dual Pricing setup should be configured around the actual business workflow.
Service businesses, professional offices, and remote-payment workflows
Service Businesses
Deposits, invoices, phone payments, mobile checkout, service balances, and field payments.
Professional Offices
Invoice payments, office payments, payment links, customer records, user permissions, and reporting.
Remote Payments
Virtual terminal, payment gateway, hosted checkout, invoice links, phone payments, and keyed transactions.
High-volume businesses should compare the real effective rate
At higher monthly volume, a few tenths of a percent can become a meaningful monthly and annual cost difference. SecureTrust reviews the entire statement rather than one headline rate.
SecureTrust no longer offers Interchange Plus
Interchange Plus can make the processor markup look very small, but the merchant still pays underlying interchange, card-brand costs, transaction charges, gateway fees, and other account costs.
SecureTrust focuses on its published 2.00% + 3¢ standard processing structure and compares that against the merchant’s real effective cost.
What SecureTrust reviews before recommending a setup
Dedicated support matters across every industry
SecureTrust agents remain involved after activation, giving the merchant a continuing point of contact for statements, Clover, installation, staff training, payment programs, equipment, processing questions, and support.
Your agent stays involved after activation
SecureTrust’s model is designed around long-term merchant relationships, with a continuing point of contact for setup, equipment, installation, staff training, statements, processing questions, and support.
Industry payment-processing questions
What is SecureTrust standard processing pricing?
SecureTrust standard processing is 2.00% + 3¢ per transaction for approved SecureTrust merchant accounts, plus a $25 monthly platform fee.
Does SecureTrust offer Interchange Plus?
No. SecureTrust currently focuses on its published 2.00% + 3¢ standard processing structure and other available merchant programs rather than Interchange Plus.
Can restaurants and retail stores use Dual Pricing?
Yes, depending on the approved merchant setup. SecureTrust can configure Dual Pricing with Clover POS, and SecureTrust does not keep the added card-price difference as an extra markup.
Can SecureTrust review an auto dealer or high-volume statement?
Yes. SecureTrust can review monthly volume, transaction count, average ticket, effective rate, card-present and keyed activity, gateway costs, equipment, and other account fees before recommending a setup.
Does SecureTrust provide Clover installation and staff training for restaurants and other businesses?
Yes. SecureTrust offers on-site Clover installation and staff training when hands-on deployment is appropriate, along with remote guided installation for simpler setups. The approach depends on the equipment, number of devices, business workflow, and merchant needs.
Do SecureTrust merchants get a dedicated agent?
Yes. SecureTrust merchant accounts receive ongoing support from a dedicated agent who can help with statements, equipment, payment programs, processing questions, and support after activation.
Want to compare your industry’s current payment setup?
SecureTrust can review your current statement, business workflow, average ticket, equipment needs, payment channels, and total effective cost before recommending a setup.