2.00% + 3¢ standard payment processing
SecureTrust standard processing is 2.00% + 3¢ per transaction for approved SecureTrust merchant accounts, plus a $25 monthly platform fee.
We publish the standard rate so business owners can do the math before speaking with an agent. Then we review your statement, transaction count, average ticket, equipment, and payment workflow to show how the full setup compares with what you use today.
Serving businesses across Florida, with sales representatives in New York and additional expanding markets.
Per transaction for approved SecureTrust merchant accounts.
Equipment costs, leasing/financing, gateway charges, software, chargebacks, and other optional or account-specific fees may apply depending on the selected setup. Card-brand assessments are not added separately on top of the standard 2.00% + 3¢ processing rate.
The standard rate exists before the sales conversation
SecureTrust publishes its standard processing rate so merchants can understand the core economics before speaking with a salesperson. The published 2.00% + 3¢ standard rate is not intended to change based on how well a merchant negotiates or how much a representative believes the merchant may be willing to pay.
A SecureTrust representative does not begin with a higher standard processing rate simply to create room for a later “discount.” The published rate gives approved standard-program merchants a consistent starting point they can calculate and compare for themselves.
Equipment, software, gateways, financing, underwriting requirements, payment programs, and other account-specific needs can still vary. Those items are reviewed separately because they depend on the merchant's actual setup.
We do not need your statement to decide the standard rate
SecureTrust's standard processing rate is already public before we review your current processor. Your statement does not determine how high a standard rate to offer.
We use your statement to answer a different question
The purpose of statement analysis is to determine whether switching actually benefits your business. We compare your real volume, transaction count, average ticket, effective cost, equipment, gateway use, and other fees against SecureTrust's published pricing and available programs.
The difference in one sentence
The price exists before the lead, before the statement, and before the salesperson. The statement is used to evaluate the merchant's current costs and potential savings—not to determine how much processing markup the merchant may accept.
What does 2.00% + 3¢ look like in real numbers?
The easiest way to understand payment pricing is to use your own monthly volume and transaction count. These examples show only the standard percentage rate, transaction charge, and $25 monthly platform fee.
These are simple illustrations of the published standard rate and platform fee, not a quote. Equipment, software, gateway services, chargebacks, leasing/financing, and other optional or account-specific charges are not included in these examples. Card-brand assessments are not added as a separate pass-through charge on top of the standard 2.00% + 3¢ processing rate.
SecureTrust pricing is more than a headline rate
A useful comparison should include the rate, transaction fee, monthly platform cost, equipment, gateway or software needs, and how the business actually accepts payments. SecureTrust gives merchants the standard pricing first, then reviews the rest of the setup.
2.00% + 3¢ Processing
Standard SecureTrust payment processing for approved merchant accounts, with a $25 monthly platform fee.
Explore merchant services →Dual Pricing / Cash Discount
A payment program for businesses that want to present clear cash and card pricing or another approved customer-facing pricing structure.
Explore Dual Pricing →Clover POS
Clover Flex, Mini, Station Duo, and other payment tools can be matched to the merchant's checkout workflow and selected payment program.
Explore Clover POS →Virtual Terminal
For businesses accepting phone payments, deposits, office payments, keyed transactions, or remote customer payments.
Explore virtual terminal →Payment Gateway
Website payments, hosted checkout, invoice payments, payment links, and gateway-based payment workflows.
Explore gateway options →High-Volume Review
Higher-volume merchants can compare transaction count, average ticket, current effective cost, equipment, gateways, and account structure.
High-volume processing →What we use to calculate potential savings
Send us a current processing statement and we can compare your existing setup against SecureTrust's published standard pricing and the payment tools your business actually needs.
Your agent stays involved after the account is opened
SecureTrust is built around an ongoing merchant relationship. Your dedicated agent can help coordinate setup, equipment, processing questions, statement reviews, and support instead of disappearing after the application is completed.
Fees and costs that can depend on your setup
The published SecureTrust standard rate makes the base processing cost easy to understand, but the full merchant setup can include other costs depending on the equipment and services selected.
| Item | Published amount / treatment | What determines it |
|---|---|---|
| Processing rate | 2.00% + 3¢ | Approved SecureTrust merchant account |
| Platform fee | $25/month | Standard SecureTrust platform fee |
| Cash Discount program | $9.99/month | Applies when that program is selected |
| Clover / payment equipment | Varies | Device, package, purchase, lease, or financing structure |
| Gateway / software | Varies | Selected gateway, software, virtual terminal, or online-payment tools |
| Card-brand assessments | Not added separately | Not passed through as an additional charge on top of SecureTrust standard 2.00% + 3¢ processing |
SecureTrust pricing questions
Is 2.00% + 3¢ only a promotional rate for a few businesses?
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What is the monthly platform fee?
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How much is the Cash Discount program?
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Can SecureTrust calculate how much I could save?
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Does Clover equipment cost extra?
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Do SecureTrust merchants get a dedicated agent?
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Want to see how 2.00% + 3¢ compares with your current processor?
Send us a current statement. We can compare your volume, transaction count, average ticket, monthly fees, equipment, and payment workflow against SecureTrust's published standard pricing.