Clear payment processing pricing

2.00% + 3¢ standard payment processing

SecureTrust standard processing is 2.00% + 3¢ per transaction for approved SecureTrust merchant accounts, plus a $25 monthly platform fee.

We publish the standard rate so business owners can do the math before speaking with an agent. Then we review your statement, transaction count, average ticket, equipment, and payment workflow to show how the full setup compares with what you use today.

Serving businesses across Florida, with sales representatives in New York and additional expanding markets.

SecureTrust Standard Processing
2.00% + 3¢

Per transaction for approved SecureTrust merchant accounts.

Monthly platform fee$25
Cash Discount program$9.99/mo
Statement reviewAvailable
Account supportDedicated agent

Equipment costs, leasing/financing, gateway charges, software, chargebacks, and other optional or account-specific fees may apply depending on the selected setup. Card-brand assessments are not added separately on top of the standard 2.00% + 3¢ processing rate.

2.00%Standard percentage rate for approved SecureTrust merchant accounts.
3¢Standard per-transaction charge added to the percentage rate.
$25/moSecureTrust standard monthly platform fee.
$9.99/moCash Discount program fee when that program is selected.
Why published pricing matters

The standard rate exists before the sales conversation

SecureTrust publishes its standard processing rate so merchants can understand the core economics before speaking with a salesperson. The published 2.00% + 3¢ standard rate is not intended to change based on how well a merchant negotiates or how much a representative believes the merchant may be willing to pay.

A SecureTrust representative does not begin with a higher standard processing rate simply to create room for a later “discount.” The published rate gives approved standard-program merchants a consistent starting point they can calculate and compare for themselves.

Equipment, software, gateways, financing, underwriting requirements, payment programs, and other account-specific needs can still vary. Those items are reviewed separately because they depend on the merchant's actual setup.

Published first

We do not need your statement to decide the standard rate

SecureTrust's standard processing rate is already public before we review your current processor. Your statement does not determine how high a standard rate to offer.

Statement review

We use your statement to answer a different question

The purpose of statement analysis is to determine whether switching actually benefits your business. We compare your real volume, transaction count, average ticket, effective cost, equipment, gateway use, and other fees against SecureTrust's published pricing and available programs.

The difference in one sentence

The price exists before the lead, before the statement, and before the salesperson. The statement is used to evaluate the merchant's current costs and potential savings—not to determine how much processing markup the merchant may accept.

What does 2.00% + 3¢ look like in real numbers?

The easiest way to understand payment pricing is to use your own monthly volume and transaction count. These examples show only the standard percentage rate, transaction charge, and $25 monthly platform fee.

$20,000 monthly volume
250 transactions
2.00% of $20,000$400.00
250 × $0.03$7.50
Platform fee$25.00
Standard pricing example: $432.50/month
$40,000 monthly volume
470 transactions
2.00% of $40,000$800.00
470 × $0.03$14.10
Platform fee$25.00
Standard pricing example: $839.10/month
$75,000 monthly volume
750 transactions
2.00% of $75,000$1,500.00
750 × $0.03$22.50
Platform fee$25.00
Standard pricing example: $1,547.50/month

These are simple illustrations of the published standard rate and platform fee, not a quote. Equipment, software, gateway services, chargebacks, leasing/financing, and other optional or account-specific charges are not included in these examples. Card-brand assessments are not added as a separate pass-through charge on top of the standard 2.00% + 3¢ processing rate.

SecureTrust pricing is more than a headline rate

A useful comparison should include the rate, transaction fee, monthly platform cost, equipment, gateway or software needs, and how the business actually accepts payments. SecureTrust gives merchants the standard pricing first, then reviews the rest of the setup.

Standard

2.00% + 3¢ Processing

Standard SecureTrust payment processing for approved merchant accounts, with a $25 monthly platform fee.

Explore merchant services →
Customer-facing pricing

Dual Pricing / Cash Discount

A payment program for businesses that want to present clear cash and card pricing or another approved customer-facing pricing structure.

Explore Dual Pricing →
Equipment & software

Clover POS

Clover Flex, Mini, Station Duo, and other payment tools can be matched to the merchant's checkout workflow and selected payment program.

Explore Clover POS →
Remote payments

Virtual Terminal

For businesses accepting phone payments, deposits, office payments, keyed transactions, or remote customer payments.

Explore virtual terminal →
Online payments

Payment Gateway

Website payments, hosted checkout, invoice payments, payment links, and gateway-based payment workflows.

Explore gateway options →
Larger volume

High-Volume Review

Higher-volume merchants can compare transaction count, average ticket, current effective cost, equipment, gateways, and account structure.

High-volume processing →

What we use to calculate potential savings

Send us a current processing statement and we can compare your existing setup against SecureTrust's published standard pricing and the payment tools your business actually needs.

Monthly processing volume
Monthly transaction count
Average ticket size
Current effective cost
Card-present vs keyed activity
Gateway & monthly fees
Equipment & POS needs
Online / phone / invoice payments
Dedicated account support

Your agent stays involved after the account is opened

SecureTrust is built around an ongoing merchant relationship. Your dedicated agent can help coordinate setup, equipment, processing questions, statement reviews, and support instead of disappearing after the application is completed.

Fees and costs that can depend on your setup

The published SecureTrust standard rate makes the base processing cost easy to understand, but the full merchant setup can include other costs depending on the equipment and services selected.

Item Published amount / treatment What determines it
Processing rate2.00% + 3¢Approved SecureTrust merchant account
Platform fee$25/monthStandard SecureTrust platform fee
Cash Discount program$9.99/monthApplies when that program is selected
Clover / payment equipmentVariesDevice, package, purchase, lease, or financing structure
Gateway / softwareVariesSelected gateway, software, virtual terminal, or online-payment tools
Card-brand assessmentsNot added separatelyNot passed through as an additional charge on top of SecureTrust standard 2.00% + 3¢ processing

SecureTrust pricing questions

What is SecureTrust standard payment processing pricing?

⌄
SecureTrust standard payment processing is 2.00% + 3¢ per transaction for approved SecureTrust merchant accounts, plus a $25 monthly platform fee. Equipment, gateway, software, leasing/financing, chargebacks, and other optional or account-specific charges may apply depending on the selected setup. Card-brand assessments are not added separately on top of SecureTrust standard 2.00% + 3¢ processing.

Is 2.00% + 3¢ only a promotional rate for a few businesses?

⌄
No. The 2.00% + 3¢ rate is SecureTrust's standard processing rate for approved SecureTrust merchant accounts. Account approval and the cost of equipment, gateways, software, or other account-specific services can still vary.

What is the monthly platform fee?

⌄
The standard SecureTrust monthly platform fee is $25 per month.

How much is the Cash Discount program?

⌄
The Cash Discount program fee is $9.99 per month when that program is selected. Program availability and implementation depend on the approved merchant setup and applicable requirements.

Can SecureTrust calculate how much I could save?

⌄
Yes. We can use your current statement, monthly processing volume, transaction count, average ticket, current effective cost, equipment, gateway fees, and payment workflow to compare the current account with SecureTrust options.

Does Clover equipment cost extra?

⌄
Clover and other payment equipment costs depend on the device and selected package. Purchase, leasing, financing, software, and other equipment-related costs may apply.

Do SecureTrust merchants get a dedicated agent?

⌄
Yes. SecureTrust merchant accounts receive ongoing account support from a dedicated SecureTrust agent who can help coordinate setup, equipment, processing questions, statement reviews, and support.
Know your numbers before you switch

Want to see how 2.00% + 3¢ compares with your current processor?

Send us a current statement. We can compare your volume, transaction count, average ticket, monthly fees, equipment, and payment workflow against SecureTrust's published standard pricing.